The mortgage loan process doesn’t have to be difficult. Once you have made the decision to pursue applying for a mortgage loan with Arcus Lending, your Mortgage Loan Originator will work with you to obtain the necessary documentation required for a loan decision to be made.
A pre-purchase home inspection, performed by a professional, is a visual examination of the readily-accessible areas of a home to provide an accurate evaluation of the home’s condition at the inspection. This evaluation is presented to the buyer in a comprehensive report so buyers are fully informed of the home’s condition during the mortgage loan process and prior to purchase. While a home inspection is not required, it is highly recommended.
Below is a summary of the mortgage loan process so that you will have a better understanding of what you can expect: